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If you’re dreading your 2026 renewal notice, you aren’t alone. Small businesses are facing another year of stubborn premium hikes with very little room to negotiate with big insurers
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Jordan Arvanitakis is the Head of Business Development & Strategic Growth at CFG in Melbourne, where he has driven firm initiatives since 2005. A Monash University alumnus, Jordan holds a Bachelor of Commerce (1998) and a Bachelor of Economics (1999)
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휴대폰 소액결제는 당월 사용한 결제 자본이 핸드폰 요금으로 빠져나가는 구조다. 결제월과 취소월이 같은 경우 핸드폰 요금에서 미청구되고 승인 취소가 가능하다. 허나 결제월과 취소월이 다를 경우에는 핸드폰 요금에서 이미 출금됐기 때문에 승인 취소가 불가하다.
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