Small businesses can shop off-exchange by working with a licensed broker,...
https://hotel-wiki.win/index.php/Why_Do_Carriers_Make_It_So_Hard_to_Compare_Plans_Side_by_Side%3F
Small businesses can shop off-exchange by working with a licensed broker, contacting carriers directly about small-group plans, or comparing whether an HRA fits their team. Association plans may also be an option, depending on eligibility and state rules