What to Expect From a Roof Inspection for Insurance Purposes

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A roof inspection for insurance purposes typically takes 30-60 minutes, where an inspector checks for damaged shingles, flashing, gutters, and signs of leaks or wear. They'll look at age, material condition, and any previous repairs. Afterward, you'll receive a report detailing issues that could affect coverage, like missing tiles or moss buildup, plus recommendations for repairs to maintain your policy. Roof age and overall condition often directly impact premium rates.