Small businesses can compare small-group plans through a broker or directly...

https://rileyssmartjournal.cloudhinter.com/posts/how-do-reimbursement-arrangements-give-employees-more-choice

Small businesses can compare small-group plans through a broker or directly with carriers. Before choosing, check that your employees’ doctors, hospitals, and prescriptions are covered by the plan’s network; premiums matter, but access to care matters too