How being grouped with weekend coast racers blew up my quiet-route delivery insurance - and how I fixed it

https://privatebin.net/?da1cea735b8eacb6#BhhmiRJeC6TWYZyveR6kSy9EMdAEfSNu8ezKG1JmF5FN

I spent years doing the sensible thing: driving slowly on quiet suburban routes, avoiding rush hour motorways, and keeping my van locked in a gated spot overnight. Then one renewal the premium jumped so much I almost laughed