Freelancers can use a Rolex as collateral to cover the stretch between client...

https://thelosangelestribune.com/2026/09/28/irregular-income-luxury-assets-a-liquidity-playbook-for-l-a-s-creative-professionals/

Freelancers can use a Rolex as collateral to cover the stretch between client payments without selling the watch. A lender may offer about 30% of its value, giving them short-term cash to handle bills while the next invoice clears.