Freelancers can use a Rolex as collateral to cover the gap between invoices...

https://www.pfdbookmark.win/when-a-client-pays-late-freelancers-can-use-a-rolex-to-cover-rent-or-project

Freelancers can use a Rolex as collateral to cover the gap between invoices without selling a watch they value. A lender assesses the model, condition and market price, then sets a loan amount