credit report account not mine
https://mycreditreportlatepaymentwire.ironwoodscope.com/posts/how-to-handle-a-credit-report-late-payment-dispute
I was checking my credit report and saw an account I didn't recognize, so I had to dig into it. It turned out to be a credit card opened with my personal info but not by me, which was frustrating. I had to file a dispute with the credit bureau and contact the card issuer to get it removed, since it wasn't mine.