advice-only financial model

https://aged-wiki.win/index.php/Why_You_Need_a_Financial_Advisor_for_Young_Professionals_Now

An advice-only financial model means you pay a flat fee or hourly rate for professional guidance, without the advisor managing your investments or earning commissions. It's ideal if you want unbiased, personalized financial planning—like tax strategies or retirement projections—while keeping full control over your accounts. This approach removes hidden conflicts of interest, making every recommendation straightforward and purely for your benefit.