A big family cost, from a nursery deposit to a car, is easier to plan for when...

https://thoughtminty.com/s/bzpEUKgeaClnpqol24R_R

A big family cost, from a nursery deposit to a car, is easier to plan for when it has its own pot and your emergency fund stays untouched. Keep separate savings pots, then stress-test your budget with an awkward month to see what you can really afford.