1. Look, I honestly thought my policy was solid until my agent asked when I last reviewed it—I realized it’d been 6 years! I found out that my roof damage wasn’t fully covered because it was considered "wear and tear." Dodged a bullet by updating right away.

https://highstylife.com/when-replacement-cost-coverage-is-actually-enough-a-guide-for-homeowners-with-5-15-years-in-the-house/

1. Look, I honestly thought my policy was solid until my agent asked when I last reviewed it—I realized it’d been 6 years! I found out that my roof damage wasn’t fully covered because it was considered "wear and tear